Rental Rates 1-4 Units (DSCR Loan)
Ready to transform your business financing? Get a Quote In 24 Hours! Apply Now!
Unlock the Potential of Real Estate Investing with Front Street Advisors Ltd.
Looking to grow your real estate investment portfolio or finance a rental property? Front Street Advisors Ltd. offers a tailored rental loan program for 1-4 unit residential properties designed to provide you with the financial support you need. With flexible terms, and a personalized approach, our goal is to help you achieve your investment objectives smoothly and successfully.
Program Highlights
Looking to grow your real estate investment portfolio or finance a rental property? Front Street Advisors Ltd. offers a tailored rental loan program for 1-4 unit residential properties designed to provide you with the financial support you need. With flexible terms, and a personalized approach, our goal is to help you achieve your investment objectives smoothly and successfully.
Program Highlights
- Loan Amounts: $100,000 to $5,000,000
- Property Types: 1-4 unit residential properties
- Loan Terms: 30-year fixed-rate mortgages available
- Loan-to-Value (LTV): Finance up to 80% of the property’s value
- Credit Requirements: Minimum FICO score of 660
- Lender Fee: Flexible Lender Points at Closing
- Interest-Only Option: Available for the first 10 years for an additional 0.200% on the interest rate
Most Current Rates (As of January 2025) *Loan programs subject to change based on market and underwriting conditions. Interest rates and other terms are subject to change with or without notice and may vary based on the credit worthiness of the borrower, property type and state, and other considerations. Loans are for investment purposes only and not for personal, family, or household use.
FICO Score Range |
≤ 60% LTV |
≤ 65% LTV |
≤ 70% LTV |
≤ 75% LTV |
≤ 80% LTV |
780+ FICO |
6.15% |
6.2% |
6.275% |
6.325% |
6.55% |
760-779 FICO |
6.225% |
6.275% |
6.375% |
6.55% |
6.875% |
740-759 FICO |
6.3% |
6.35% |
6.50% |
6.725% |
7.1% |
720-739 FICO |
6.5% |
6.50% |
6.675% |
6.95% |
7.375% |
700-719 FICO |
6.6% |
6.625% |
6.85% |
7.225% |
N/A |
Rate Adjusters
Rate Buy-Down Option
Looking to lower your rate? With our rate buy-down option, you can pay points at closing to reduce your interest rate. For every 1 point, you can decrease your rate by 0.30%.
- Interest-Only Option: Add 0.200% to the rate
- 2-4 Unit Property: Add 0.125% to the rate
- Condo: Add 0.125% to the rate
- Prepayment Penalty Reduction: Add 0.250% to 0.750% to the rate depending on state
Rate Buy-Down Option
Looking to lower your rate? With our rate buy-down option, you can pay points at closing to reduce your interest rate. For every 1 point, you can decrease your rate by 0.30%.
How It Works
- Get a Quote in 24 Hours: Complete your application in less than a minute. Start here.
- Get Pre-Approved: Receive a pre-approval offer within 24 hours.
- Secure Your Loan: Once approved, we’ll provide financing that meets your investment needs.
- Rate Buy-Down: Optional rate buy-down at closing for long-term savings.
- Interest-Only Option: Add our interest-only payment option for lower initial payments.
Ready to Get Started? Get A Quote Now Apply Now
Real estate investing is one of the most effective ways to build long-term wealth, and with Front Street Advisors Ltd., you can take control of your investment future. Start your application today or contact us to discuss your financing needs.
Start Your Application Now - Quotes back within 24 hours! It takes less than a minute to complete.
Start Your Application Now - Quotes back within 24 hours! It takes less than a minute to complete.
